I used PSP X6 to create this tag but any opther version will work.
I am using a lovely kit by Kissing Kate named "Let It Snow"
Gorgeous tube by Verymany - You need a license to use her art and you can get both HERE
Mask is by Rachel HERE
FTU Font Santa's Big Secret
DSB Flux Bright noise - For Name\Photo Effects - Film and Filters
Here We Go!