I used PSP X6 to create this tag but any other version will work.
I am using a beautiful kit by Karra's Kreative korner named "Winter Splendor"
Beautiful tube by Misticheskaya. You need a license to use her art and you can get both HERE
FTU Font Santa's Sleigh
Photo Effects - Film and Filters
Mask is by Moonbeams and Spiderwebs HERE
Here We Go!