I am using PSP X6 to create this tag.
Using a fabulous fun filled scrapkit by Pink Paradox Productions named Coconut Cocktail. It is available HERE for purchase.
Fabulous art by Ismael Rac. You need a license to use his art and you can get both HERE.
Font is FTU Feena Casual
Mask is number 109 by Millie HERE
No out side filters used.
Do not forget your drop shadows
HERE WE GO!