I used PSP X6 to create this tag.
Using a beautifully done kit by Drea's Creations named nautical Escape. Go HERE
Using the lovely work of Verymany. you need a license to use her art and you can get that HERE
Mask is #66 from Moons and Spiderwebs HERE
FTU Font Seaside Heights
No Outside filters used.
Don't forget your drop shadows
HERE WE GO!